Additional Insured
These are persons other than the policy owner, who are also protected by the terms of the policy.
View ArticleAdd-On Benefits
Add-on Benefits refers to add-on plans that pay certain benefits to person injured as a result of an automobile accident, regardless of fault. However, the injured person reserves the right to sue the...
View ArticleActual Cash Value
Actual cash value is usually defined as the fair market value of your vehicle, taking into account the mileage, age, options and condition of your vehicle.
View ArticleActs of God
Unlike accidents, these events are the result of natural causes, without human intervention, and could not have been prevented by reasonable care. Examples are floods, lightening, earthquakes,...
View ArticleActive Disabling
Active Disabling alarms are those in which you can manually set a turn-off feature that disconnects the ignition or battery should someone try to steal your car.
View ArticleAccidental Death Benefit
In some states, you can purchase Accidental Death Benefit coverage. It provides for payment if you or anyone covered by your insurance dies as a result of an accident within one year of the accident....
View ArticleAccident Prevention Course
Some insurance companies offer a discount for having taken an accident prevention course approved by your motor vehicle department. You may need a certificate of completion as proof.
View ArticleAccident Frequency
When an insurance company asks about your accident frequency, they are asking about the number of accidents you have experienced over a period of time. Insurance Companies consider your accident...
View ArticleAccident
An accident is an unintended, unforeseen casualty or mishap. It occurs suddenly and at a definite place.
View ArticleA.M. Best
A.M. Best is the oldest insurance rating agency in the world and has been reporting on the financial condition of virtually all life and health insurance companies since 1899. It evaluates a company’s...
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